As summer approaches and the sun shines brighter, many of us relish the longer days and warmer weather. Yet, with increased sun exposure comes an important reminder to consider our skin health, particularly for those over 65 who may have a heightened concern about skin cancer. While skin cancer is one of the most common types of cancer, early detection significantly improves treatment outcomes. Fortunately, Medicare covers many essential services for detection and treatment, offering peace of mind and access to necessary care.
Medicare’s Coverage for Skin Cancer Detection
- Medicare provides coverage for medically necessary services related to skin cancer detection and treatment. This includes doctor visits for suspected cases, biopsies, and necessary treatments.
- Patients typically share some costs, such as paying a portion after meeting their deductible.
Taking Advantage of the Annual Wellness Visit
Your annual wellness visit is an opportunity to openly discuss skin health and any concerns. This preventive care discussion is covered, so make sure to talk to your doctor if you're worried about skin changes or issues.
The Importance of Self-Checks
- Routine full-body skin exams are not covered unless a doctor identifies a suspicious lesion.
- Conduct regular self-checks and report any skin changes to your physician right away.
What Medicare Does Not Cover
- Cosmetic procedures, such as the removal of benign moles or skin tags, are not covered by Medicare.
- Original Medicare does not include coverage for sunscreens or preventive skincare products, but some Medicare Advantage plans may offer additional benefits.
Clarifying Coverage and Staying Proactive
Be aware that experimental or non-FDA-approved treatments are excluded from coverage. To ensure you understand your specific plan’s coverage, consider contacting a Medicare advisor or your plan provider. Staying proactive about your skin health is essential — embrace these resources and support in your journey towards better skin health this summer.
