Get the right group health insurance plan for your team.
At Lewis & Palmer Benefits, we offer customized group health insurance solutions that meet the unique needs of businesses of all sizes. Whether you’re a growing company in South Florida or a nationwide organization, we help you provide comprehensive employee health insurance plans that ensure your team gets the coverage they deserve. We work with you to design affordable, effective company health insurance packages that support your business goals.
Why group health insurance?
Offering comprehensive group health insurance boosts employee retention, reduces absenteeism, and keeps your workforce healthier. It’s a valuable benefit that employees appreciate, leading to higher morale and productivity.
- Attract and retain talent
Health insurance is a key benefit employees value. - Reduce absenteeism
Healthier employees take fewer sick days. - Lower healthcare costs
Group plans are more affordable than individual policies. - Boost employee satisfaction
Offering health coverage shows you care about your employees.
Our Health Plan Options
We offer a variety of health insurance plans to fit your business's needs, including options for businesses of all sizes. Our team will guide you through the process, ensuring you choose the best plan to meet your budget and your employees' needs. We partner with leading providers like Blue Cross, UnitedHealthcare, and Aetna to ensure the highest level of service and coverage for your business.
- HMO (Health Maintenance Organization)
Affordable with a network of doctors. - PPO (Preferred Provider Organization)
More flexibility with in- and out-of-network options. - High-Deductible Health Plans (HDHPs)
Lower premiums, higher out-of-pocket costs, paired with HSAs. - HSA, FSA, and HRA plans
Tax-advantaged accounts for healthcare savings.
South Florida Insight
Navigating South Florida health insurance requires understanding regional networks and compliance requirements. We help businesses across Coral Springs, Fort Lauderdale, Miami, Orlando, Palm Beach, Jacksonville, and Tampa choose the best carriers. For multi-state businesses, we offer nationwide health insurance solutions.
- Local networks
We work with providers like Florida Blue, UnitedHealthcare, and Cigna. - State compliance
We ensure your business stays compliant with Florida Health Insurance Access Act and COBRA. - Neighborhood service
Whether you’re in Boca Raton or West Palm Beach, we provide personalized, local support.
Common questions about group health insurance.
What does ACA require for employer health plans?
Under the Affordable Care Act (ACA), employers with 50 or more full-time employees must offer affordable health insurance. We guide you through ACA compliance, helping you select a plan that meets the ACA’s minimum requirements.
How do I know which group health insurance plan is best for my business?
Choosing the right plan depends on your company size, budget, and employee needs. We work with privately-owned businesses to evaluate the best options, from HMO and PPO plans to high-deductible health plans.
What are the benefits of offering group health insurance to my employees?
Offering group health insurance boosts employee satisfaction, helps you attract and retain talent, and promotes a healthier workforce. It’s a key benefit that employees value, leading to improved morale and productivity.
What should I know about Florida-specific health insurance regulations?
Florida businesses must adhere to state-specific regulations, such as COBRA and the Florida Health Insurance Access Act. We ensure your business remains compliant with these laws while offering the best options for your employees.
How do privately-owned businesses qualify for group health insurance?
Privately-owned businesses, regardless of size, can qualify for affordable group health insurance. We help you navigate the process and find the right plan for your employees, ensuring coverage that meets your needs.
