Secure your team’s well-being with the best long-term care coverage.

At Lewis & Palmer Benefits, we offer long-term care insurance (LTC) plans designed to provide essential coverage for your employees in case of chronic illness, disability, or the need for extended care. We help you provide group long-term care options that ensure your team, including key executives, has access to the care they may need in the future. Whether you're offering LTC insurance for employees or providing long-term care for executives, we have the solutions to meet your business's needs.

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Why offer long-term care insurance to your employees?

Offering LTC benefits is an important way to support your employees’ future health care needs. It ensures financial protection for those who may face extended care needs later in life, while also demonstrating that you value your team’s long-term well-being.

  • Protect employees' financial future
    Long-term care insurance helps cover expensive care costs that aren't typically covered by regular health insurance.
  • Attract and retain top talent
    Offering employer-sponsored long-term care gives you a competitive edge when recruiting and retaining employees.
  • Support executives
    Providing LTC for executives can be a valuable executive benefit, enhancing your leadership team’s peace of mind.
  • Help manage care costs
    Group caregiving insurance offers affordable coverage that protects employees and their families from high caregiving costs.
  • Affordable for businesses
    Offering group long-term care often comes at a lower cost than individual LTC policies.
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Our long-term care insurance options.

We offer a variety of long-term care insurance options to suit the unique needs of your business, including plans for both key executives and employees. Our options include:

  • Employer-sponsored long-term care
    We help you provide group LTC plans to all eligible employees, with the option to add supplemental coverage.
  • Voluntary LTC plan
    Employees can choose to add additional coverage to their LTC insurance package, giving them more flexibility.
  • Executive benefits
    We offer long-term care for executives to help protect your leadership team’s future care needs.
  • Extended care insurance for employees
    Provides coverage for nursing home care, assisted living, or in-home care services for employees and their families.
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South Florida Insight

As a Florida LTC benefits broker, we understand the unique needs of businesses in South Florida. Whether you’re based in Coral Springs, Orlando, or Jacksonville, we help you navigate the options available for group long-term care insurance. Here’s what to consider when offering long-term care benefits:

  • Popular carriers in Florida
    We partner with leading providers like Genworth and John Hancock to offer comprehensive elder care insurance options.
  • Affordable for small businesses
    We help small businesses find affordable LTC insurance options tailored to their needs.
  • Florida compliance
    We ensure your long-term care insurance complies with Florida regulations and is in line with state requirements.

Common questions about group long-term care insurance.

  • What is long-term care insurance in a group benefits plan?

    Long-term care insurance (LTC) in a group benefits plan helps employees cover the costs of long-term services like nursing home care, assisted living, or in-home care. It’s an important benefit that protects employees from the high costs of extended care.

  • Should I include long-term care coverage for my employees?

    Providing LTC insurance for employees is a great way to demonstrate that you care about their long-term well-being. It helps reduce stress and financial burden for those who may need extended care in the future.

  • How does employer long-term care insurance work?

    With employer-sponsored long-term care, businesses can offer coverage to employees at affordable rates. Employers may pay for some or all of the premiums, or offer it as a voluntary benefit where employees can choose to participate.

  • Can my employer offer long-term care insurance?

    Yes, employers can offer long-term care insurance as part of their benefits package. We can help you integrate LTC insurance into your employee benefits plan, offering coverage for both executives and employees.