Provide the right voluntary benefits for your team.

At Lewis & Palmer Benefits, we offer voluntary benefits that give your employees the option to choose additional coverage to suit their individual needs. From supplemental insurance to worksite benefits, we help you provide employee-paid benefits that enhance your overall benefits package, offering greater flexibility and security.

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Why offer voluntary benefits to your employees?

Voluntary benefits allow employees to customize their benefits packages by selecting coverage that works best for their personal circumstances. Offering optional employee benefits not only helps you support your team’s needs but also boosts morale, retention, and productivity.

  • Expand employee choices
    Employees can select from a range of ancillary benefits that fit their personal situation.
  • Increase employee satisfaction
    Giving employees more options helps them feel valued and supported.
  • Cost-effective for employers
    Employee-paid benefits help you provide more options without increasing company costs.
  • Attract top talent
    Offering elective benefits can give you a competitive advantage in recruitment.
  • Improve financial security
    Offering options like accident insurance and critical illness insurance provides additional protection for your employees.
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Our voluntary benefits options.

We offer a wide range of worksite benefits that can be tailored to your employees' needs. Whether you're looking for supplemental insurance or ancillary benefits, we have solutions to fit businesses of all sizes. Our options include:

  • Accident insurance
    Provides coverage for employees in case of an accidental injury.
  • Critical illness insurance
    Offers a lump-sum payment if an employee is diagnosed with a critical illness, such as cancer or heart disease.
  • Hospital indemnity plan
    Helps cover out-of-pocket expenses for hospital stays, surgeries, and treatments.
  • Supplemental life insurance
    Employees can add extra life insurance coverage to their policy, providing additional financial security for their families.
  • Voluntary disability insurance
    Offers income protection if an employee is unable to work due to injury or illness.
  • Other elective benefits
    We also offer a variety of other optional employee benefits based on your team’s needs.
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South Florida Insight

As a Florida voluntary benefits broker, we understand the unique needs of businesses in South Florida. Whether you’re based in Coral Springs, Orlando, or Jacksonville, we help you navigate the options available for workplace supplemental plans. Here’s what to consider when offering voluntary benefits:

  • Competitive providers
    We partner with top insurance carriers like Aflac and MetLife to offer comprehensive employee-paid benefits.
  • Affordable options for small businesses
    We help small businesses find affordable supplemental insurance options that fit their budget.
  • Tailored benefits
    We offer flexibility to customize your employee benefits package with elective benefits that meet your employees' needs.

Common questions about voluntary benefits..

  • What are voluntary benefits for employees

    Voluntary benefits are additional employee-paid benefits that allow employees to choose from options like accident insurance, critical illness insurance, and hospital indemnity plans. These benefits offer extra protection and flexibility to meet employees' needs.

  • Which supplemental insurance plans are worth it?

    Some of the most valuable supplemental insurance plans include accident insurance, critical illness insurance, and hospital indemnity plans. These plans provide financial protection for employees when they need it most.

  • How can I give my employees more benefit choices without increasing cost?

    By offering voluntary benefits, you can provide more options for your employees without adding to your company's costs. Since employee-paid benefits are voluntary, employees choose the coverage that fits their needs, reducing the financial burden on the employer.

  • What voluntary benefits should I offer?

    The best voluntary benefits for your business depend on your employees' needs, but popular choices include accident insurance, critical illness insurance, and hospital indemnity coverage. We can help you choose the right options for your team.