End-of-Year Life Checkup: Is Your Coverage Still Right?
Renee Lewis

As the end of the year approaches, it’s a great time to reflect on your life insurance needs. The hustle of the holiday season combined with the open enrollment period makes it the perfect opportunity to reassess your coverage.
Life is unpredictable, with both joyful and challenging surprises that can render old policies inadequate. Whether your priorities have shifted subtly or dramatically, here's why it's crucial to consider updating your coverage:
Life Changes to Consider
- New Career Developments: Starting a new job, experiencing a promotion, or entering retirement might require a coverage update.
- Personal Milestones: Getting married, divorced, or welcoming a child means your insurance needs may change.
- Financial Adjustments: Buying a home or taking on new debts can affect how much coverage you require.
- Health and Financial Goals: Changes in health, income, or long-term goals should prompt a review of your current policy.
- Beneficiary Updates: Ensure that your beneficiary designations and estate plans reflect your current wishes.
Reassessing your life insurance gives you peace of mind, knowing that your coverage aligns with your life today. Before the year ends, we encourage you to take this proactive step to secure your financial future. Scheduling a coverage review is simple and supportive.

